DanielHurtado
Engineer obsessed with how things connect — from distributed architectures to financial flows across borders. With 4+ years in fintech and systems spanning 15+ countries, I build infrastructure that moves money across borders.
Not just what I build,
but how I think.
I'm a Colombian engineer and Computer Science graduate from Tec de Monterrey who sees the world as interconnected systems. Whether it's a payment pipeline or the way financial infrastructure flows across 15+ countries — I'm drawn to understanding the architecture underneath.
My work at Capa.fi sits at the intersection of backend engineering, financial systems, and machine learning. I build the invisible infrastructure that makes money move across Mexico, USA, Europe, and Dominican Republic.
But I'm more than my IDE. I think best after a paddle tennis match, trade options for the intellectual challenge, and believe the best code comes from engineers who actually live in the world they're building for.
Systems Thinker
I see architecture everywhere — in code, in finance, in how cities work.
Colombian Engineer
Building fintech for LATAM from the inside. Context is a competitive advantage.
Perpetual Learner
From ML models to Spring Boot to Solidity — always expanding the stack.
Builder Mentality
Work hard, play hard. Ship fast, learn faster.
What I bring
to the table.
Deep backend expertise with a full-stack perspective. I don't just write endpoints — I design the systems that make products possible.
Backend Architecture
Designing and building scalable APIs, microservices, and event-driven systems. Clean domain boundaries with bulletproof reliability for financial transactions.
Fintech & Payments
Cross-border payment engines, dynamic fee routing, KYC pipelines, and exchange rate management processing $300M+ across 4 regions.
ML & Data Systems
Ensemble ML models for fraud detection and risk scoring. Explainable AI with SHAP, achieving 0.95+ AUC-ROC in production systems.
Cloud & DevOps
AWS production infrastructure for fintech — ECS, RDS, ElastiCache, Lambda. Infrastructure as code, monitoring, and 99.9% uptime.
Full-Stack Capability
Backend-first, but fully capable across the stack. Building complete products from database to UI when needed.
System Design
Architectural thinking at every level — domain modeling, event-driven patterns, distributed transactions, and clean boundaries.
Impact measured
in real numbers.
Systems I've built handle real money, real users, and real regulatory complexity across Mexico, USA, Europe, and Dominican Republic.
Selected Projects
Where I've been
building.
My career has been focused on building financial infrastructure in Latin America, with a constant thread of clean architecture and systems thinking.
Building core payment infrastructure processing $300M+ across Mexico, USA, Europe, and Dominican Republic. Owning AWS production infrastructure, designing event-driven systems, and optimizing payment routing across multiple providers.
Architected enterprise workflow platform with real-time collaboration, PTO tracking, and multi-cloud infrastructure across Firebase and AWS. Achieved 40% faster development cycles using modern React frameworks.
Computer Science and Technology at Monterrey Institute of Technology. GPA 96.2/100. Graduated combining academic foundations with real-world engineering experience.
The engineer
outside the terminal.
I believe the best engineers are the ones with lives outside their code editors. Context, curiosity, and movement fuel better thinking.
Remote Engineer
Working remotely from Colombia building fintech infrastructure that spans continents. Living in the region I build for gives me an edge most remote engineers don't have.
Paddle Tennis & Golf
Paddle matches and golf rounds keep me sharp. The discipline of physical training translates directly to how I approach engineering challenges.
Markets & Trading
Options trading and crypto markets as intellectual pursuit. Understanding financial instruments from both the engineering and trading side gives me unique perspective.
ML Exploration
Constantly experimenting with machine learning — from fraud detection models to risk scoring systems. Where engineering meets intelligence.
Work Hard, Play Hard
I believe in intensity — deep focus during work, full presence during life. New cities, new experiences, new problems to solve.
Continuous Growth
AWS certified, Ethereum bootcamp graduate, and always exploring new ecosystems. The stack is a tool, not an identity.
Thoughts &
technical writing.
Writing about backend architecture, fintech systems, and lessons learned building software at scale.
How to set up your own always-on AI agent with Hermes (install and hosting)
A practical guide to installing Hermes —an AI agent with tools, memory and autonomy— and keeping it running 24/7 in the cloud with the official image. What the harness is, which models you can use (free ones included), and how to connect it to WhatsApp or Telegram.
Information Agents: the end of reactive search (and how they're built)
Google brought information agents to Search at I/O 2026: always-on assistants that monitor topics in the background and notify you on their own. How the architecture works under the hood, and what it means for those of us building software.
Idempotency in Payments: How to Avoid Your API Moving Money Twice
Why idempotency is not a technical detail in fintech, and how to design a system that withstands production reality.